(Updated: February 25, 2019)
LEAF College Savings, LLC (“Company” or “We” or “Us” or “Our”) respects your privacy and is committed to protecting it through our compliance with this policy.
We want you to understand how we handle the personal information about you that we may obtain and the high standards we employ to safeguard this information. This policy describes the types of information we may collect from you or that you may provide when you visit the websites www.leafsavings.com, portal.leafsavings.com, and www.leafbenefits.com (our “Websites”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This policy applies to information we collect:
This policy does not apply to information collected by:
The information we may collect on the Websites includes:
FINANCIAL ACCOUNT INFORMATION
We collect the foregoing information:
INFORMATION YOU PROVIDE TO US
We collect information you provide directly to us, for example, when you create an account, participate in interactive features of the Websites, fill out a form, respond to a survey, request customer support, or otherwise communicate with us via the Websites.
INFORMATION WE COLLECT AUTOMATICALLY WHEN YOU USE THE WEBSITES
When you access or use the Websites, we automatically collect information about you, including the following:
THIRD PARTY VENDORS
We may also partner with selected third-party vendors to allow tracking technologies and remarketing services on the Websites through the use of first party cookies and third-party cookies to, among other things, analyze and track users’ use of the Websites, determine the popularity of certain content, and better understand online activity.
By accessing the Websites, you consent to the collection and use of your information by these third-party vendors. You are encouraged to review their respective privacy policies and contact them directly for responses to your questions. We do not transfer personal information to these third-party vendors. However, if you do not want any information to be collected and used by tracking technologies, you can visit the third-party vendor’s website or Network Advertising Initiative Opt-Out Tool or Digital Advertising Alliance Opt-Out Tool.
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Websites to:
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
BY LAW OR TO PROTECT RIGHTS
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation. This includes exchanging information with other entities for fraud protection and credit risk reduction.
THIRD-PARTY SERVICE PROVIDERS
We may share your information with third parties that perform services for us or on our behalf, including mailing services, payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance. Such third parties are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
OTHER THIRD PARTIES
We may share your information with advertisers and investors for the purpose of conducting general business analysis. We may also share your information with such third parties for marketing purposes, as permitted by law.
SALE OR BANKRUPTCY
You may at any time review, correct, or delete the information in your account or terminate your account by:
Logging into user account settings and updating the user account.
Contacting us at email@example.com
EMAILS AND COMMUNICATIONS
If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by:
Noting your preferences at the time you register your account with the Website.
Logging into your account settings and updating your preferences.
Contacting us at firstname.lastname@example.org
If you opt out, we may still send you non-promotional communications, such as those about your account or our ongoing business relations. If you no longer wish to receive correspondence, emails, or other communications from third parties, you are responsible for contacting those third parties directly.
COOKIES AND WEB BEACONS
Most web browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Websites. You may not decline web beacons. However, they can be rendered ineffective by declining all cookies or by modifying your web browser’s settings to notify you each time a cookie is tendered, permitting you to accept or decline cookies on an individual basis. Be aware that getting a new computer, installing a new browser, upgrading an existing browser, or erasing or otherwise altering your browser’s cookies files may also clear certain opt-out cookies, plug-ins, or settings.
You can always choose not to provide information when you are prompted to do so. Note that if you do not provide us with certain mandatory information, then you may be unable to take advantage of certain features on the Websites.
California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please email us at email@example.com
If you are under 18 years of age, reside in California, and have a registered account with the Websites, you have the right to request removal of unwanted data that you publicly post on the Website. To request removal of such data, please contact us at firstname.lastname@example.org, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Websites, but please be aware that the data may not be completely or comprehensively removed from our systems.
In compliance with the European Union (“EU”) General Data Protection Regulation (“GDPR”), we may rely upon one or more legal bases defined in the GDPR to collect, use, share and otherwise process the personal information of individuals located in the EU, including where:
If you are an EU resident, you have the right to object to our processing that is based on legitimate interests by contacting us at the email address email@example.com or calling us at: 800-645-5323. If you are located in the EU and you believe that LEAF College Savings, LLC has infringed your rights under the GDPR, please contact us by sending an email to firstname.lastname@example.org or calling us at: 800-645-5323.
You have the right to lodge a complaint with a supervisory authority, in particular in your applicable Member State.
It is our policy to do its best to keep any information you provide to us secure.
We industry standard security measures that are reasonably designed to help protect your information from loss, unauthorized access, or disclosure. More specifically, the Websites are hosted on a secure server behind a firewall. Further, we use SSL technology for information collected during the Websites product checkout process.
While we take the issue of protecting your privacy seriously, you should exercise discretion in what information you transmit to the Websites. We cannot guarantee that information sent over the Internet is fully secure. We are not responsible for the security of information sent to us over the Internet.